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What is your life expectancy?
Use this calculator to estimate how long you might live and to see what you can do to live a longer, healthier life – now and in retirement.
Duration: About 2 min.
Years old
Years old
ft in
lbs
Based on what you told us, you can expect to live to , which you'll reach in the year .
Did you know that many Canadians are now outliving common life expectancies?
With at least years of retirement to look forward to, you You need to plan for your money to last. To get help, review your results with an advisor.
Ways to save and turn your savings into income: Find out more about how you can save for your retirement. Then, discover how to convert your savings into retirement income.
Ways to protect your family's finances when you die: You can provide for your family and leave a legacy with carefully chosen life insurance, with the policy type, coverage amount and optional features that will meet your unique needs.
Ways to plan for your changing health needs in retirement: As you plan for retirement, consider the chance that you may be become unable to care for yourself due to aging, an accident, illness or decreased mental abilities. An advisor can help you understand how long-term care insurance and personal health insurance can fit into your retirement plan.
PLAN FOR TOMORROW — START TODAY
Talk to an advisor for helpful advice on how you can meet your financial needs today, and in retirement.
Assumptions
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This demonstration tool is presented for information purposes only. The figures are not guaranteed, as they are based on assumptions that are certain to change and every person’s circumstances are different. You shouldn’t rely on the figures this demonstration tool provides – instead, consult with your own advisor before deciding to buy an insurance or investment product.
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The base life expectancy data comes from Statistics Canada's Life Tables of 2009 to 2011 which indicate "life expectancy at age x" for both males and females.
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The data on the impacts of smoking, alcohol, physical activity, diet, stress and body mass index on life expectancy is taken from Public Health Ontario, "Seven more years" report, April 2012, pages 22-23 and is used as a basis for calculations. The life expectancy is calculated by adjusting remaining life expectancy directly and not mortality rates at each age. The factors are calculated from differences in life expectancies at birth. The calculator is assuming that the same % reduction/gain to life expectancy at birth will be applied to remaining life expectancy regardless of current age.
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We’re assuming that being under 18.5 BMI is considered underweight and has a negative impact on health. We also assume that being overweight (30 or over BMI) is unhealthy.
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The formula for calculating BMI is BMI = x / (y * y), where x = bodyweight in KG, y = height in m.
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The definition of METS is taken from Metabolic equivalents (METS) in exercise testing, exercise prescription, and evaluation of functional capacity and is used in establishing physical activity level.
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The definition of index score, which is used in establishing diet, is taken from USDA Healthy Eating Index.
Do you smoke?
Heavy smoker - One or more packs per day
Light smoker - Less than a pack per day
Former smoker - Former daily smoker
Never smoked - Former occasional smoker or never a smoker
Based on what you told us, you could expect to live up to {n} years longer than the average person. No calculator can really predict how long you might live, but here are some steps you could take that may help keep you on track. Based on what you told us, you could expect to live up to {n} years less than the average person. No calculator can really predict how long you might live, but here are some steps you could take that may help you live longer. Based on what you told us, you could expect to live about as long as the average person. No calculator can really predict how long you might live, but here are some steps you could take that may help you live longer.
- Smoking habits: If you quit smoking, you could live up to four years longer. Quitting is one of the most effective ways to lengthen your life. Having trouble? For tips read Smoking: Why it’s so hard to butt out.
- Drinking habits: If you drink less, you could live up to X years longer. Too much alcohol increases your risk of liver disease, heart disease, high blood pressure and pancreatitis leading to diabetes.
- Dietary habits: Eating a healthier diet along with little or no processed foods, sugar and salt could help you live longer. Consult Canada's Food Guide for tips on how to improve your eating habits. Eating a healthier diet along with little or no processed foods, sugar and salt could help you live up to X years longer. Consult Canada's Food Guide for tips on how to improve your eating habits. Keep up the good work. Continuing to eat a healthy diet according to Canada’s Food Guide will make sure your body gets the fuel it needs to function at its best. Think about choosing fresh or home-cooked dishes rather than processed food to get less salt and sugar.
- Exercise habits: Keep up the great work. An active lifestyle improves life expectancy as well as boosting mental health and reducing stress. Make sure to warm up and cool down so you don’t risk injury, and drink lots of water to stay hydrated. Get more exercise and you could live up to X years longer. Regular exercise helps you reach and keep at a healthy weight, strengthens your heart, reduces stress and boosts your energy. Always consult your doctor before starting an exercise program.
- Stress level: Keep up the good work. Managing stress well not only lets you enjoy your life, it also helps you cope with the challenges that may come your way. You may want to look for ways to reduce your stress level. For example, regular exercise, relaxing hobbies and/or meditation could help you lessen stress.
How healthy is your diet?
Poor - Rarely or never eat fruit/vegetables
Insufficient - 1 or 2 servings of fruit/vegetables every day
Moderate - 3 or 4 servings of fruit/vegetables every day
Healthy - 5 or more servings of fruit/vegetables every day
Healthy eating means a balanced diet that includes plenty of fruits and vegetables as well as whole grains, meat/alternatives and milk/alternatives. Check out Canada’s Food Guide.
How often do you drink alcohol?
Heavy drinker - More than 24 (men) or 17 (women) alcoholic drinks per week in the past month
Several drinks per day - 10 to 24 (for men) or 6 to 17 (women) alcoholic drinks per week
Almost daily - 5 to 9 (men) or 3 to 5 (women) alcoholic drinks per week
A few drinks per week - 1 to 4 (men) or 1 to 2 (women) alcoholic drinks per week
Occasionally - Less than one alcoholic drink per month
Current non-drinker - Zero alcoholic drinks in the last 12 months
How stressed are you?
High - I feel ‘quite a bit’ or ‘extremely’ stressed
Low - I feel ‘not at all,’ ‘not very’ or ‘a bit’ stressed
| What is your life expectancy? | February 28, 2017 |
Based on what you told us, you can expect to live to 86, which you'll reach in the year 2068.
86
PLAN FOR YOUR RETIREMENT:
To start planning for your retirement with helpful advice,
talk to your advisor or visit www.sunlife.ca/findanadvisor.
TELL US ABOUT YOURSELF:
Gender:
Female
Current age:
30 years old
YOUR LIFESTYLE:
ASSUMPTIONS:
Some Field
Insert description.
What’s your activity level?
Inactive - Sitting or lying down most of the time
Moderate - Light housework, playing an instrument
Active - Brisk walking or jogging, heavy housework, bicycling, heavy yard work, tennis, team sports